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Our entities in the Czech Republic

Provider of a comprehensive range of services in retail, corporate and investment banking, as well as specialized financial services.

As of 31 December 2008, the KB/SG Financial Group in CR and SR consisted of twelve entities:



Komerční Banka (KB) focuses on continuously developing its business activities. Through co-operation with other members of the KB Group, companies from the SG Group and other independent partners, the Bank is able to provide highly sophisticated products, with a degree of flexibility which is essential in today's constantly changing environment. Thanks to the expertise and experience of the Group's employees, KB has a fully competitive product portfolio.

With around 8,000 employees, KB ranks among the leading banking institutions in the Czech Republic and the EU region. Since it joined Société Générale group in 2001, KB has provided a comprehensive range of services in retail, corporate and investment banking.

Our values - professionalism, team spirit and innovation - are identical to our determination to achieve maximum quality. These values form the basis of our international success, create our exclusive identity and are reflected in all areas and levels of our work.


Komerční banka in Slovakia

Under the terms of its banking license, KB is also able to provide investment and banking services to businesses in Slovakia.


Modra-pyramida

Modrá pyramida is a modern dynamic Building Society, with the profile of a bank for families. In addition to traditional building savings schemes and housing loans, it provides a range of other banking and insurance products, primarily developed in the KB group. In terms of the number of clients, the volume of deposits and loans, it is one of the leaders on the Czech market, as evidenced by the award it received in the prestigious MasterCard "Building savings" competition in 2008.


ESSOX provides finance services for the purchase of cars, goods and services, together with cash loans and credit cards. In this highly competitive market, ESSOX has successfully established itself as a major non-banking financial institution.


The commercial insurance company provides not only insurance services, but also an interesting combination of flexible insurance and investments. In addition to our flagship "Vital Invest" product, we also offer various forms of life insurance, travel insurance and accident insurance or coverage against misuse of cards.


SG Equipment Finance specializes in the financing of heavy vehicles, machinery, equipment, high-tech, aviation technology and real estate. Within our product range, we provide financial and operational leasing, instalment sales and non-banking credit.


ALD Automotive is a part of the same global network of leasing companies. They specialize in the financing and management of corporate fleets and are one of the leaders in the operating lease market for personal and commercial vehicles. ALD Automotive is a reliable partner for businesses, regardless of fleet size.


The Komerční Banka Pension Fund provides safe, convenient solutions to help customers provide for their future. This pension fund, the fourth largest in the Czech Republic, is one of the best on the market, in terms of long-term economic performance.


Factoring KB provides a full range of administration, collection and receivable financing services. As a leading player in the factoring market, it is a stable financial partners for leading companies in the Czech Republic.


Sogeprom Czech Republic focuses on the development of offices and apartment buildings in key cities throughout the Czech Republic. The aim of this company, in the field of residential construction, is to provide comfortable and pleasant housing for as broad a population range as possible.