A group committed to its customers and its employees

We want to be THE relationship-focused bank, a reference in its markets
As bankers, our ambition and purpose is to stand by our clients.
Whether they are individuals, professionals, small and very large businesses, corporates or investors; we are more than ever committed to helping them bring their projects to fruition and servicing the banking and financial needs of each and every one of them.

We want to be chosen by our clients for the quality and commitment of our teams
The strength of our Group rests on our 160,000 multi-talented employees. We seek to facilitate skills fulfillment, and to allow the personal development of each employee within the Group through training in particular. We also seek to attract young graduates and talents all over the world with the will to enhance their performance, their sense of loyalty and pride to be part of our Group.

Societe Generale’s ambition

To be THE relationship-focused bank, a reference in its markets.
In the current environment, we intend that our growth is ensured with less risk taking and volatility of our results.
 
We are reinforcing our client-driven universal banking model and refocusing it on three main pillars: Retail Banking in France, International Retail Banking, Corporate and Investment Banking. Our Specialised Financial Services & Insurance and Private Banking, Global Investment Management & Services will act in synergy with our three pillar businesses to enable each of our clients to benefit from all of the banking services suited to their needs.

A group covering all banking and finance businesses

Our universal banking strategy is based on three pillars, representing the foundation for our relations with our customers.

• Retail banking in France
• International retail banking
• Corporate and investment banking

The three “pillar” businesses are supported by complementary core activities that provide essential specialised finance, insurance, private banking, asset management and investment services as part of the Group’s global customer offering.

• Private banking, global investment management and services
• Specialised financing and insurance

Alongside these three core businesses, our corporate divisions establish the major orientations and general policy of the Group, which support our development. They also offer a large number of career opportunities, both in junior positions and more experienced ones.

• Corporate divisions
• Divisions under the direct supervision of the CEO and his deputies
  

Retail banking in France

The Group operates in all retail banking sectors in France through three entities capable of meeting the needs of all our customers: Societe Generale, Crédit du Nord and Boursorama.
Together, they offer a dense network of 3,200 branches based on an integrated multi-channel distribution structure.

•    40,000 employees   •    3,150 branches   •    10.9 million individual, professional and business customers

International retail banking

Solidly anchored in high potential regions, our international retail banking networks are a growth driver for the Group. Societe Generale offers its customers all the products and services of a major international bank, while respecting the specificities of local markets.
Present in Central and Western Europe, the Mediterranean basin, Africa and the French overseas territories, Societe Generale intends to become the reference bank in these markets.

•    62,500 employees in 37 countries   •    1st private banking network in Russia (Rosbank)   •    1st private banking network in Roumania (BRD)   •    2nd private banking network in Egypt (NSGB)   •    N°3 in the Czech Republic (KB)   •    13 million customers or 16 times more than in 1998, the year it was created   •    3,820 branches

Corporate and investment banking

Supporting its customers in many sectors, Societe Generale’s Corporate & Investment Banking offers costumized solutions based on three areas of expertise: investment banking, global finance and global markets.
To serve businesses, financial institutions and investors, SG CIB is present in the main financial markets of Europe, Asia and the Americas.

•    Close to 12,000 employees   •    Present in 33 countries

Private banking, global investment management and services

This division brings together four areas of expertise with a single focus -securities- serving the same customers, investors.

Societe Generale Private Banking is a leader in providing wealth management solutions and is recognized for its teams’ know-how and expertise. It is present in 21 countries, mainly in Europe and Asia;

The Securities business with Societe Generale Securities Services, present in 25 countries, ranking sixth amongst custodians worldwide and second in Europe with €3,362 billion in assets under custody in 2010;

Derivatives brokerage activities with Newedge, which offers its customers a full range of clearing and execution services;

Asset management, with presence in the main (worldwide) investment centres, through Amundi (25% ownership), the partnership with Crédit Agricole Asset Management since 1 January 2010, and TCW (50% ownership), a renowned player in the American fixed income market.

•    8,000 employees in 26 countries   •    A leader in private banking with €171 billion in assets under management   •    Best Private Bank Worldwide for its offer in structured products (Euromoney Awards 2010)   •    2nd European custodian   •    7 five-stars rated TCW funds (Morning Star)

Specialised financing and insurance

The Specialised Financing and Insurance business manages and develops a portfolio of financing activities in France and abroad for individuals and businesses. This division brings together four businesses that focus on financing and services, consumer credit and insurance. These specialisations complement the universal bank with which they share many synergies while diversifying their distribution networks, in particular through partnerships and prescribers.

•    30,000 employees   •    Present in 46 countries

Corporate division

The role of the corporate divisions consists of management, leadership and advice. They guarantee the professionalism, coherence and synergy of the actions carried out by all support functions in each of our areas of activity:

• Finance and Development Division
• Group Human Resources Division
• Corporate Secretary and Compliance
• Group Resources Division
• Risk Division
• Communication Division

Under the direct supervision of the CEO and his deputies

• The General Inspection acts in implementing audit and advisory missions related to all activities of the Bank in France and worldwide.
• Group's strategy: Provides and coordinates the strategic axes and acts as guarantor of coherence within the main strategic projects.

• Find out more about our activities