Analyst - Operations - SG Bank India (Delhi)

Permanent contract|Delhi|Banking Operations

Analyst - Operations - SG Bank India (Delhi)

Delhi, India Permanent contract Banking Operations

Responsibilities

Job Summary :

  • Credit Administration & Credit Documentation 
  • Credit Mid-Office / Credit Monitoring Functions

Main Responsibilities :

  • Review of draft credit documents, Cchecking of credit approvals and preparing facility letters & documents, advising approved credit facilities to Business Lines, corporate clients.
  • Verification of documents executed by the clients & ensuring the completeness of the pre-activation check points.
  • Activating & Setting limits in systems for credit facilities.
  • Tracking the post disbursement covenants & conditions as per the credit approvals. 
  • Monitoring timely receipt of stock statements, insurance policies, drawing power calculations.                  
  • Completing necessary formalities to control the excess limits.
  • Security Creation/ ROC & CERSAI charge registration.
  • Keep a close track of SBLC Maturities maturities & follow up for renewal. 
  • Submission of RBS data
  • Storing of documents in E3F 
  • Keep a track of the covenants and update in Covtrack
  • Preparing the monthly Dashboard  
  • Assisting Department Head in attending to RBI / external / internal auditors related matters. 
  • Co-operate with the Head - SMO to ensure that the department works as a teamContribute towards SOP updation.
  • Extend help to the team members in times of work overloadAdhere to RBI guidelines and reports.

Profile required

Academic Background (degree and major):

Postgraduate / MBA with Legal background 
Relevant certification under the RBI Capacity Building Policy
 

Relevant Working Experience in number of years: 3 to 4 years relevant experience in Loans/Credit Administration 

Skills & Competencies required:

  • Knowledge of Regulatory Requirements related to Credit and SMO. Working knowledge on Project Finance and Structured Finance.
  • Complete knowledge on credit, policies and operations.
  • Working knowledge on legal documents
  • Knowledge on Operational Procedures.
  • Knowledge on Finacle and Loan IQ.

Language Skills: English

Computer Skill: MS Office / Other Banking Systems

Business insight

Societe Generale is one of the leading financial services groups in Europe. Based on a diversified universal banking model, the Group combines financial strength with a strategy of sustainable growth, putting its resources to work to finance the economy and its clients’ plans. With a solid position in Europe and a presence in countries with strong potential, the Group’s 145,700 employees in 66 countries support 31 million individual clients, large corporates and institutional investors worldwide by offering a wide range of advisory services and tailored financial solutions.
 
Societe Generale was established in India in the year 1978. In 1985, Societe Generale Bank commenced operations as a Scheduled Commercial Bank in Mumbai. Since then it has a proud legacy of servicing corporates and clients. New branches were added in Delhi (1993).  Societe Generale not only offers an extensive product portfolio to different market segments, but customizes solutions in investment banking, global finance and global markets.

We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, sexual or gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Reference: 2100044X
Entity: Societe Generale India
Starting date: 2021/04/01
Publication date: 2021/02/10
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