Associate, Structured Finance Middle Office

Permanent contract|Hong Kong|Corporate & Investment banking

Associate, Structured Finance Middle Office

Hong Kong, Hong Kong Permanent contract Corporate & Investment banking

Responsibilities

Responsible for middle office functions supporting Structure Finance business lines with a focus on energy, metals and mining, infrastructure, and real estate.
Work closely with internal stakeholders (such as front office, risk and compliance, back office and finance) to ensure transactions are smooth during the lifecycle of the deal.
Process amendments, waivers and consents for assigned transactions by preparing credit memo and obtaining all required internal credit approvals from front office team and credit risk department.
Prepare annual credit reviews (including financial analysis, financial model projections, rating assessment and proposal/recommendation) for assigned transactions.
Follow the risks of the counterparties (covenants follow up, collateral valuation, Unlikely To Pay events management, etc)
Responsible for credit monitoring and reporting including Watch List Triggers and Early Earning Indicators.
Perform quarterly watchlist and default reviews and present the same in meetings with the Business Line and the Credit Risk department.
Contribution towards various portfolio management reporting tasks (ad hoc client requests, specific request for internal partners, scarce resource management).

Profile required

Bachelor degree, preferably with a financial background
At least 3-5 years with an investment bank, corporate finance or similar financial institution role with structure finance experience. Candidates from a risk management background familiar with project and structured finance transactions will also be considered.
Experience in energy (oil & gas, renewable), metals and mining, infrastructure, real estate or shipping sectors preferable
Fluent English
Excellent credit analysis skills
Proficiency in financial modelling (with Excel), VBA preferable but not necessary
Familiarity with loan and project documentation drafting and transaction documentation process
High level of written and verbal communication skills

BEHAVIORAL SKILLS

Client - Client focus: I nurture a long-term relationship with the clients/internal partners
Team Spirit - Open mindset/Respect: I listen and share my views and my expertise in an open mode
Innovation - Technology: I include technological breakthroughs in the strategies implemented
Responsibility - Empowerment and Accountability: I give resources and autonomy to make decisions

Business insight

Company Description
Societe Generale is one of the leading European financial services groups. Founded in 1864, we have been playing a vital role in the economy for over 150 years. With more than 148,000 employees based in 76 countries worldwide, we accompany 32 million clients throughout the world on a daily basis. Based on a diversified universal banking model, the Group combines financial strength with a strategy of sustainable growth.

Our expertise in the Asia Pacific region ranges from Corporate & Investment Banking (Advisory, Financing and Global Markets) to Asset Management, Securities Services, Trade Finance and Cash Management Services. Leveraging on our formidable global footprint, we serve corporates, financial institutions and the public sector. With our regional headquarters in Hong Kong, we operate in 11 countries across Asia Pacific, employing over 6,600 employees. You can find us in Beijing, Seoul, Tokyo, Singapore, Mumbai, Sydney and other locations in the region.

Department Description
Societe Generale Corporate & Investment Banking is a part of Global Banking & Investor Solutions (GBIS). The Risk Managers in the Middle Office team works on the middle office activities for the structure finance transactions within the Global Banking & Advisory business (GLBA). Structured Finance covers various sectors including energy, metals and mining, infrastructure, shipping and real estate. The Middle Office team in Asia covers the full APAC scope including Australia/New Zealand, Hong Kong/China, Taiwan, Japan, Korea, Singapore, India, and other South-East Asia locations.