Credit Analyst

International Volunteer Program|Montreal|Finance

Credit Analyst

Montreal, Canada International Volunteer Program Finance

Responsibilities

Responsibilities

You will be in charge of these responsibilities:

  • Preparing credit applications and annual reviews of counterparties to assess their credit quality and reviewing new and existing credit limits, terms and conditions. This includes financial statement analysis (Income Statement, Balance Sheet and Cash Flow), a review of the client's strategy, business risk, industry dynamics, competitive environment and preparation of financial projections when needed.
  • Modeling of financial information within the SG tool to calculate and propose Obligor Risk Ratings.
  • Monitoring of client compliance with financial covenants.
  • Liaising with other CRE teams in Europe and Asia, internal business lines, relationship managers, legal and compliance departments, back-office operations, and RISQ.

Profile required

Profile

You are graduated with a Master’s degree in Finance, Accounting or related subject.

You have a first experience in working in a team environment in Financial Statement Analysis.

You are proficient in Microsoft Office.

You are fluent in English. Knowledge of Spanish is a plus.

The VIE assignment in a nutshell

This VIE in Montreal is to begin as soon as possible but you need to plan 3 months between your application date and the beginning of your VIE assignment. It will last 24 months.

The VIE is a specific contract, under Business France’s eligibility criteria, opened to candidates under 28 and from the member states of the European Economic Space.

Please see Civiweb www.civiweb.com, in order to have more details regarding your financial indemnities.

We would like to draw your attention to the fact there that your VIE mission could potentially get postponed, depending on the evolution of the health crisis and subjects to the decision made by the Crisis and Support Centre of the Ministry of Europe and Foreign Affairs (MEAE). In addition, the selected candidate will only be paid upon confirmation from Business France and arrival in the country of assignment.

To facilitate the examination of your application by our English-speaking managers, we thank you for applying in English.

Why join us

As soon as you arrive, you will be integrated into our teams and will learn every day alongside our experts, who will support you in your tasks. Gradually, you will become more independent in your projects, making this experience a real career accelerator. You will also discover all the diversity of our businesses, in a sector that is constantly evolving and innovating.

At the end of your VIE, various opportunities could be offered to you, in France and abroad.

Business insight

At Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious. 
Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA. 
If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!

Still hesitating? 
You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.

We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, sexual or gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Reference: 21000RMJ
Entity: SG CIB
Starting date: 2022/02/01
Publication date: 2021/09/09
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