Credit Analyst (Corporates)

Permanent contract|Shanghai|Corporate & Investment banking

Credit Analyst (Corporates)

Shanghai, China Permanent contract Corporate & Investment banking

Responsibilities

  • Main Responsibilities  Conduct first level credit analysis for corporate counterparts by preparing concise, critical and well-argued credit proposals.Recommend credit limits in a partnership relationship with marketers based on the bank’s risk
  •  appetite and client’s credit profile.  Conduct periodic credit facility renewal and maintain clear and updated documentation in all
  •  credit files including financial statements, financial spreading, credit applications, validation
  •  records, internal and external correspondence.  Expedite and monitor the credit approval process by liaising with marketers and approval officers.Review and assess client’s internal credit risk rating at least annually, or as driven by special events,
  •  based on internal and external ratings and analytical tools.  Follow up and improve on audit and internal credit compliance issues.Contribute on credit terms on legal documentations (ISDA/CSA, NAFMII, loan documentation, etc.)  Monitor credit exposure, concentration risk, verify data accuracy, credit commitment and facility outstanding.Report significant business events, financial trends, industry developments and other relevant
  •  issues relating to financial position of clients.  Assist in special credit related assignments and projects as required.Comply with Code of Conduct as well as other applicable laws and local regulations.

Profile required

Academic Background(degree & major)             

  • Degree in relevant discipline from a recognized university (MBA or other professional qualifications such as CFA, CPA, ACCA is preferred)

Working Experience /Technical Skills & Know how       

  • Corporate and commercial banking product knowledge, including corporate loans and structured financing 
  • Knowledge of capital market products including derivatives in treasury and commodity products, NAFMII, ISDA (International Swaps & Derivatives Association) /CSA (Credit Support Annex) documentation, trade finance, asset backed financing is a definite advantage
  •  Proficient in financial spreading, projection and handling credit application document

Skills & Competencies   

  •  Sound knowledge of the regulatory and business environment of China, especially in energy, commodities, transportation and construction sectors
  •  Mature, self-learning, good communicator and co-operative work behavior to engage various stakeholders

Language Skills                 

  •  Good command of spoken and written English and Chinese (including Mandarin)              

Computer Skill 

  • Well versed in MS Office applications (Word, Excel, PowerPoint is a must)  

Business insight

Societe Generale is one of the leading European financial services groups. Founded in 1864, we have been playing a vital role in the economy for over 150 years. With more than 148,000 employees based in 76 countries worldwide, we accompany 32 million clients throughout the world on a daily basis. Based on a diversified universal banking model, the Group combines financial strength with a strategy of sustainable growth.
 
ASIA-PACIFIC (ASIA), as one of the Business Units of Societe Generale, operates in 12 locations across the Asia Pacific region, employing over 2,500 employees with the regional headquarter located in Hong Kong. Our activities here are centered on Societe Generale's Global Banking & Investor Solutions pole (GBIS), a major growth engine for the Group and a key pillar of Societe Generale's universal banking model. Our expertise in Asia Pacific ranges from Corporate & Investment Banking (Advisory, Financing and Global Markets) to Asset Management, Global Transaction Banking and specialised financial services like Equipment & Vendor Finance and Vehicle Leasing & Fleet Management. In addition, Societe Generale's Global Solution Centre (SGGSC) in Bangalore and Chennai offers customised business solutions to the Societe Generale Group globally including ASIA.
 
By joining the “Electronic Market Making” entity, you will work in a multi-cultural environment, fostering work/life balance. You will join a fast-growing team, encouraging exploration and implementation of cutting-edge technologies and ideas, with a flat management structure.

We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Reference: 22000N0Q
Entity: Societe Generale China Limited
Starting date: 2022/10/20
Publication date: 2022/07/31
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