Credit Officer (Industry & Services)

Permanent contract|Hong Kong|Risks

Credit Officer (Industry & Services)

Hong Kong, Hong Kong Permanent contract Risks


Responsibilities :

For the portfolio of clients / transactions under the Senior Credit Officer / Credit Officer’s responsibility (Industry and Services  group):

  • Assessment and validation of the Business Lines credit requests, including Obligor Ratings, Basel II parameters and concentration
  • Ongoing monitoring of the credit quality of the portfolio (portfolio review/watch and early detection of deteriorating credits)
  • Contribution to the Bank’s credit policies and procedures and risk review of various business initiatives (New Product Committee, Concentration Committee, Large Exposure Committee, business rules etc)

Profile required

Profile Requirements:

  • Strong expertise in counterparty risk and financial analysis, cash flow projections and banking products (financing and derivatives)
  • Knowledge of structured financing (such as shipping, aircraft and real estate)
  • Knowledge of Trade Finance will be a plus
  • Sound and independent judgment, leading to pertinent decisions & recommendations
  • Excellent negotiation skills
  • Excellent writing skills
  • Ability to work under pressure and to meet tight deadlines. Effective management of priorities
  • Team player

Required Experience:

  • VP and above with over 7 years of experience in corporate / structured credit, either within a risk management function, operations/control function or business line

Business insight

Company Description
Societe Generale is one of the leading European financial services groups. Founded in 1864, we have been playing a vital role in the economy for over 150 years. With more than 133,000 employees based in 61 countries worldwide, we accompany 32 million clients throughout the world on a daily basis. Based on a diversified universal banking model, the Group combines financial strength with a strategy of sustainable growth.

ASIA-PACIFIC (ASIA), as one of the Business Units of Societe Generale, operates in 12 locations across the Asia Pacific region, employing over 2,500 employees with the regional headquarter located in Hong Kong. Our activities here are centered on Societe Generale's Global Banking & Investor Solutions pole (GBIS), a major growth engine for the Group and a key pillar of Societe Generale's universal banking model. Our expertise in Asia Pacific ranges from Corporate & Investment Banking (Advisory, Financing and Global Markets) to Asset Management, Global Transaction Banking and specialised financial services like Equipment & Vendor Finance and Vehicle Leasing & Fleet Management. In addition, Societe Generale's Global Solution Centre (SGGSC) in Bangalore and Chennai offers customised business solutions to the Societe Generale Group globally including ASIA.

Department Description

A member of Credit Risk Management team, the Credit Officer will be responsible for the validation and the monitoring of corporate credit risk exposures originated by the CIB business lines across Asia.

We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Reference: 220000L3
Entity: Societe Generale Hong Kong Branch
Starting date: immediate
Publication date: 2022/09/27