Credit Officer – Natural Resources / Infrastructure - Director

Permanent contract|New York|Risks

Credit Officer – Natural Resources / Infrastructure - Director

New York, United States Permanent contract Risks


Base Salary Range: [$158,000 - $300,000] 
Base salary range does not include overtime pay, bonus and/or other benefits, where applicable. Actual base salary offer will vary based on skills and experience.

  • Review and approve within granted authority credit requests/amendments that are originated/analyzed by front office (1LOD) and produce Credit Assessment Group commentaries in an efficient/timely manner. Ensure that credit risks are properly identified, measured, managed, and mitigated, and that 1LOD assumptions/projections are appropriately challenged. 
  • Communicate and work closely in partnership with business and other middle/back office groups to respond to needs in a timely and efficient fashion;
  • Communicate with RISQ colleagues in Paris as needed, particularly for transactions involving global clients;
  • Have a strong understanding of all local, global and regulatory risk related guidelines to ensure that all requests comply.  If there is a breach, such is identified and escalated as required.
  • Ensure that when reviewing a transaction or when defining a credit policy, the environmental aspects are always taken into consideration.
  • Properly monitor leverage and concentration risk at the single-name level and at the portfolio/regional level, working closely with the Portfolio Assessment Group (PAG).   
  • Monitor credit quality post-origination on both a single name and portfolio basis using all available tools / sources of information and the assistance of PAG.   
  • Use the electronic tools at the same time as when CAG review is provided to validate all requests, ratings, LGDs, and classifications.  
  • Actively participate in the Watch List review process and maintain a regular dialogue with the Asset Recovery (ARM) team on general trends and/or specific issues/clients.    
  • Work closely with business lines to monitor the clients and relevant industry issues, ensuring proper risk/reward dynamics are maintained.

Profile required

  • 10+ year work experience in banking with deep and demonstrated experience in Energy (renewables, oil, gas, electric, LNG) with good foundational knowledge of Project Finance.
  • 2LOD experience with a track record of exercising delegated approval authority strongly preferred but not mandatory;
  • Strong understanding of finance and accounting;
  • Good understanding of commercial and investment banking products;
  • Strong analytical skills;
  • Ability to work in a team environment;
  • Ability to prioritize and work in a dynamic, deadline-focused environment
  • Strong written and oral communicate skills;

Why join us

Within Credit Risk Assessment Group (“CAG”), the Director will work report to the Team Leader of Natural Resources/Infrastructure and will be part of a team responsible for managing a portfolio comprised of US and Latin American corporate clients and subsidiaries of non-US groups in Natural Resources, Project Finance and Infrastructure financing industries. As a senior member of the team, the Director will manage the diverse NAT portfolio including the key strategic/high growth Renewables Power related activities within. Candidate will be responsible for reviewing credit requests/amendments that are originated/analyzed by the business lines, and producing CAG commentaries, and on-going portfolio monitoring. 

Business insight

At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate.

Our Diversity & Inclusion Mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients.

Our Diversity & Inclusion Vision: 
•     Engaged workforce that is demographically diverse in a way that reflects the communities in which we operate
•     Inclusive culture and workplace that recognizes employees' unique needs and utilizes their diverse talents 
•     Engage our community and marketplace, and position the organization to meet the needs of all its clients

For more information about our D&I initiatives, please visit this link (

Societe Generale offers a hybrid work arrangement that offers employees the flexibility to work remotely, as well as on-site, in order to promote interaction and collaboration with colleagues while adhering to all SG standard protocols.  Hybrid work arrangements vary based on business area.  The applicable Business lines will determine and communicate the work arrangements that best meet their business needs.

We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Reference: 22000W4W
Starting date: 2023/01/10
Publication date: 2022/11/17