Credit Risk Officer - Real Estate

Permanent contract|New York|Risks

Credit Risk Officer - Real Estate

New York, United States Permanent contract Risks


The Senior Credit Analyst position requires the candidate to analyze, approve / recommend approval and subsequently monitor the credit risk on a portfolio of commercial real estate exposures.  Credit requests to be concentrated on commercial real estate lending, though responsibilities may include other industries and financing structures. SG’s real estate activities include balance sheet lending, CMBS origination/distribution, CMBS repo, first mortgage repo and unsecured REIT lending.

For the portfolio of clients under the Senior Credit Analyst’s responsibility, day to day responsibilities include but are not limited to the following:

  • Credit assessment of requests presented by the Business Units
    • Review and analysis of the credit requests
    • Document and recommendation for final decision
  • Ongoing monitoring of portfolio credit quality (review/watch and early detection of deteriorating credits)
    • With individual credits, through the annual review process and validation of risk ratings
    • On a portfolio basis, by monitoring the quality of the portfolios as a whole
    • Participation in the quarterly watch list review process
    • Completion of various reporting requirements for RISQ management
  • Contribution to Bank’s credit policy guidelines
    • Participate in setting the global risk appetite for CMBS and Commercial Real Estate activities (incl. secured and unsecured lending activities to Real Estate obligors)

Profile required

Experience Needed:

  • 7+ years working in a Credit Risk or similar role in U.S. Commercial Real Estate and CMBS markets
  • Prior credit approval delegation experience 
  • Prior workout experience a plus.


  • Strong credit background
  • Analytical background
  • Understanding of U.S. Commercial Real Estate and CMBS markets.

Technical Skills:

  • Strong writing skills
  • Good negotiating skills
  • Ability to work under pressure and to meet tight deadlines.
  • Effective management of priorities


  • Bachelor’s in Finance or equivalient discipline
  • Master’s a plus

Business insight

Société Générale Corporate & Investment Banking (GBIS) is the third largest investment bank in the European Economic Area and is present in more than 75 countries around the world.
The RISQ Division's mission is to contribute to the development of the SG Group's activity by facilitating the objectives of the Business Lines while maintaining independent oversight through risk evaluation and monitoring. The RISQ division in the US supports all the activities in the Americas Region (US, Canada and Latin America), which is almost exclusively GBIS-oriented. 

We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, sexual or gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Reference: 21000759
Starting date: 2021/05/17
Publication date: 2021/04/07