Junior Credit Analyst

International Volunteer Program|Frankfurt am Main|Corporate & Investment banking

Junior Credit Analyst

Frankfurt am Main, Germany International Volunteer Program Corporate & Investment banking


You will always work together with the industry-specialized Senior Analysts, Client Relationship Managers and/or specialized Business Lines. Thereby your main tasks will be:

  •  You will perform a complete Corporate Credit Analysis (Business Profile, Counterparty Description, Activity and Operations, Market and Industry Assessment, Peer Group Comparison, Counterparty Strategy, Management, Financial Analysis including Cash Flow Projections, Outlook).
  • An appropriate internal Obligor Rating reflecting the counterparty’s creditworthiness will be determined by you.
  • You will apply a wide range of financial transactions for all kinds of counterparty credit limits needed for execution. 
  • Providing a decision recommendation to the respective decision-makers, as well as swift answers to their questions is another part of your job.
  • You will follow-up on the approval process until final validation, as well as on the evolution of SG’s exposure to specific clients, taking into account commercial (profitability) as well as risk considerations.

Dealing with potential changes is also part of the job.

Profile required

  • Graduate with a Master degree from Business/Engineering school or University, majoring in Business Administration, International Business or Finance
  • A previous experience in Investment Banking would be appreciated
  • You are fluent in English and have a good level in German
  • You are proficient in Office application

Skills : 

  • Assessment of counterparty credit risk is the heart of our role within SG.
  • Drawing the right conclusions from available information is essential to succeed in our role.
  • Our daily work is heavily depending on usage of MS Office applications (e.g. to draft credit application) and proprietary software (to retrieve internal exposure data).

To facilitate the examination of your application by our English-speaking managers, we thank you for applying in English.

This VIE in Frankfurt is to begin as soon as possible but you need to plan 3 months between your application date and the beginning of your VIE assignment. It will last 18 months.

The VIE is a specific contract, under Business France’s eligibility criteria, opened to candidates under 28 and from the member states of the European Economic Space. For further information, please see Mon VIE-VIA Business France.

We would like to draw your attention to the fact there that your VIE mission could potentially get postponed, depending on the evolution of the health crisis and subjects to the decision made by the Crisis and Support Centre of the Ministry of Europe and Foreign Affairs (MEAE). In addition, the selected candidate will only be paid upon confirmation from Business France and arrival in the country of assignment.

Why join us

As soon as you arrive, you will be integrated into our teams and will learn every day alongside our experts, who will support you in your tasks. Gradually, you will become more independent in your projects, making this experience a real career accelerator. You will also discover all the diversity of our businesses, in a sector that is constantly evolving and innovating.

At the end of your VIE, various opportunities could be offered to you, in France and abroad.

Business insight

At Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious. 
Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA. 
If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!

Still hesitating? 
You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.

We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Reference: 21000PY3
Entity: SG CIB
Starting date: immediate
Publication date: 2022/06/20