Junior Credit Analyst - VIE Frankfurt

 Frankfurt am Main, Germany       International Volunteer Program        Corporate and Investment Banking

Responsibilities

You will always work together with the industry-specialized Senior Analysts, Client Relationship Managers and/or specialized Business Lines. Thereby your main tasks will be:

·        You will perform a complete Corporate Credit Analysis (Business Profile, Counterparty Description, Activity and Operations, Market and Industry Assessment, Peer Group Comparison, Counterparty Strategy, Management, Financial Analysis incl. Cash Flow Projections, Outlook).

·         An appropriate internal Obligor Rating reflecting the counterparty’s creditworthiness will be determined by you.

·         You will apply a wide range of financial transactions for all kinds of counterparty credit limits needed for execution. 

·         Providing a decision recommendation to the respective decision-makers, as well as swift answers to their questions is another part of your job.

·         You will follow-up on the approval process until final validation, as well as on the evolution of SG’s exposure to specific clients, taking into account commercial (profitability) as well as risk considerations.

Dealing with potential changes is also part of the job.

Profile Required

Graduate with a Master degree from Business/Engineering school or University, majoring in Business Administration, International Business or Finance.

A previous experience in Investment Banking would be appreciated.

You are fluent in English and have a good level in German.

You are proficient in Office application


Skills : 

Assessment of counterparty credit risk is the heart of our role within SG.

Drawing the right conclusions from available information is essential to succeed in our role.

Our daily work is heavily depending on usage of MS Office applications (e.g. to raft credapps) and proprietary software (to retrieve internal exposure data).




Why Join Us

This VIE in Frankfurt is to begin as soon as possible but you need to plan 3 months between your application date and the beginning of your VIE assignment. It will last 18 months.


The VIE is a specific contract, under Business France’s eligibility criteria, opened to candidates under 28 and from the member states of the European Economic Space. Please see www.civiweb.com, in order to have more details regarding your financial indemnities.


To facilitate the examination of your application by our English-speaking managers, we thank you for applying in English. 

Business Insight

Société Générale is one of the largest European financial services groups. Based on a diversified universal banking model, the Group combines financial solidity with a strategy of sustainable growth, and aims to be the reference for relationship banking, recognized on its markets, close to clients, chosen for the quality and commitment of its teams. More than 149,000 employees, based in 67 countries, accompany 31 million clients throughout the world on a daily basis.


The Client Credit Group (CCG) within GLBA acts as a support for Coverage and the Business Lines.


It is an independent intermediary providing credit assessment between Business Lines and the Risk department. Moreover, it monitors SGCIB client portfolio to anticipate changes in the credit profile, proposes appropriate action in terms of exposure deduction and/or modifications in the Obligor rating and is responsible for all aspects of due diligence for the Know Your Customer processes.


We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, sexual or gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Job code: 19000WV2
Business unit: SG CIB
Starting date: Immediate
Date of publication: 18/06/2020
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Junior Credit Analyst - VIE Frankfurt

International Volunteer Program   |   Frankfurt am Main   |   Corporate and Investment Banking