KYC Analyst

Permanent contract|Montreal|Banking operations processing

KYC Analyst

  • Montreal, Canada
  • Permanent contract
  • Banking operations processing



Société Générale’s Client Lifecycle and Digital Group (CLD) acts as a transversal client group for all B2B clients and overseas operations and IT associated with the full Client Lifecycle including onboarding, reviews and offboarding. CLD is responsible for implementing and assuring consistent application of Société Générale’s local and global KYC Policies and procedures, FATCA and any other regulatory requirements associated with on boarding a new client and performing annual periodic reviews of existing clients.

The KYC Analyst is responsible for utilizing the existing Wholesale KYC Policy & Procedures, while performing KYC analysis and approval for all allocated clients (except Private Banking). This team provides services to Wholesale business for existing clients portfolio.  This includes population management oversight through the Americas Control Tower, KYC periodic reviews and occasionally in coordination with Client Outreach Analyst (COA). 

What will be your DAY-TO-DAY?

The prospective Analyst is expected to have a solid background in Customer Due-diligence (CDD) and general working knowledge on performing KYC reviews on a variety of client types, this includes negative news and Political Exposed Persons (PEP) assessments, FinCEN-related controls, you’re your daily tasks will consist of:

  • Strong working knowledge on the processes surrounding Customer Due Diligence / Enhance Due Diligence & Client Outreach Support
  • Possesses a general knowledge on AML/CFT/BSA and OFAC/SDN regulations and SG policies and procedures
  • Responsible for conducting Negative News & Sanctions due-diligence and screenings on assigned clients.
  • General knowledge regarding entity types and provide examples of public resources to obtain documentation readily available
  • Ability to articulate intelligibility the business need with the front office and Global stakeholders
  • Ability to foster partnerships locally and globally with other KYC departments and business lines
  • Ability to decipher whether the information obtained from the clients/Business Lines are correct and in good form based on procedural standards
  • Ability to maintain high quality standard and high productivity (including production of high-quality KYC Memos when applicable)
  • Competency to perform Quality Control analysis and validation (including accountability for timely progress and completion, coordination with internal and external stakeholders
  • Escalates issues to the manager and to senior stakeholders when required.
  • Able to brings his or her knowledge/experiences to the local studies and projects of processes optimization and / or implementation of new initiatives
  • Communicates with the Manager/Team Lead daily about the state of the business.

Profile required

Skills and Qualifications:

Must Have:

  • Ability to apply and challenge principles of risk-based KYC, client risk assessment and the products used in a wholesale banking and institutional broker dealer business
  • Microsoft Office, Word, Excel, PowerPoint


  • Strong communication skills (written and oral)
  • Ability to partner locally and globally with Compliance, other KYC departments in SG, and business lines
  • Strong time management skills and the ability to work well under pressure
  • Inquisitive nature and ability to spot issues, and address conflicts and escalate issues where appropriate
  • Excellent problem-solving skills and ability to meet time commitments
  • Ability to work independently and use judgment to address all issues and concerns are managed properly and timely
  • Strong analytical skills and ability to convey results of analysis in well written KYC memos

Experience Needed

  • 6+ years’ experience in the Financial Services industry in a KYC or AML capacity.


  • Bachelor’s Degree in business or economics related subjects
  • ACAMS Certification a plus

Languages (other than English)

  • Proficiency in French, Spanish or Portuguese a plus

Due to US Federal Securities law applying to this position, candidates who will apply for this position will be required to submit to an enhanced background screening, including the collection of their fingerprints by a third-party vendor selected by the Financial Industry Regulatory Authority (“FINRA”).

Why join us

OUR Benefits:


Competitive compensation & benefits offering, including but not limited to:

  • Minimum of 20 Vacation days + 4 personal days 
    • Supportive Maternity, paternity, parental and adoption leave policy 
    • Health spending ($2,000/year) and personal spending ($1,000/year) accounts with 75+ eligible reimbursement categories (health, training, electronics etc.)
    • Fully sponsored virtual healthcare assistance and Employee Assistance Program to you and your immediate family
  • Various Employee Resource Groups (ERG) to engage with such as Pride and Allies, American Women Network, Black Leadership Network, One planet, etc. 
  • A culture of continuous development by encouraging our employees various training programs (online training and coaching platform such as Coursera, GoFluent, Pluralsight, First Finance, and others) 

Business insight

At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate.

Our Diversity & Inclusion Mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients.

Our Diversity & Inclusion Vision: 
•     Engaged workforce that is demographically diverse in a way that reflects the communities in which we operate
•     Inclusive culture and workplace that recognizes employees' unique needs and utilizes their diverse talents 
•     Engage our community and marketplace, and position the organization to meet the needs of all its clients

For more information about our D&I initiatives, please visit this link (

Societe Generale offers a hybrid work arrangement that offers employees the flexibility to work remotely, as well as on-site, in order to promote interaction and collaboration with colleagues while adhering to all SG standard protocols.  Hybrid work arrangements vary based on business area.  The applicable Business lines will determine and communicate the work arrangements that best meet their business needs.

Societe Generale is an equal opportunity employer, and we are proud to make diversity a strength for our company. We are committed to recognizing and promoting the talents and achievements of our employees and staff, regardless of race, religion, color, national origin, sex, disability, age, gender, sexual orientation, and any other characteristic or status protected under applicable law.
We strive to write our postings as inclusively as possible. If, however, one of the two genders is used alone in this display, it designates persons of all gender identities.

Reference: 23000CJC
Starting date: 2023/06/26
Publication date: 2023/05/18