Risk Credit Analyst - Bucharest Network
Credit risk analyst position key insights
Credit risk assessment for Non-Retail counterparties (SME & MidCap) based on appropriate identification of business risk & financial risk,
Transaction risk assessment & mitigation associated with financing deals subject to analysis (any type of facilities, including but not limited to usual financings such as credit lines, investment loans, working capital loans, factoring and non-cash facilities such as letter of guarantee, letter of credit),
Close interaction with Business Line (Relationship Managers, Credit Analysts/ Financial Analysts) and contacts with transversal departments within BRD,
Regular monitoring of Non-Retail counterparties’ portfolio aiming to early identify negative signals which could impact the quality of the portfolio,
Involvement in regular & ad-hoc reporting particularly linked with Non-retail counterparties.
Minimum 2 years of experience in credit risk assessment, financial analysis and/ or financing deals structuring,
Analytical thinker, detail-oriented, capable to further synthesize information into concise conclusions,
Eager for continuous learning, accumulation of expertise in credit risk assessment & professional development
Solution-oriented person, committed to break problems into solutions,
Equipped with digital skills (mandatory required : Microsoft Excel, Word) and proficient with English.
Minimum 2 years of experience in credit risk assessment, financial analysis and/ or financing deals structuring,
Analytical thinker, detail-oriented, capable to further synthesize information into concise conclusions,
Eager for continuous learning, accumulation of expertise in credit risk assessment & professional development
Solution-oriented person, committed to break problems into solutions,
Equipped with digital skills (mandatory required : Microsoft Excel, Word) and proficient with English.
In BRD, our daily actions are based on principle of equal opportunities and treatment. We are committed to promoting diversity and inclusion at workplace, accepting of every individual’s differences, reflecting the diversity of our customers and the society in which we operate. Diversity and inclusion at workplace leads to a better and sustainable future through responsible and innovative solutions.
All employees are treated with dignity and respect. BRD does not discriminate against any employee or applicant on the basis of sex, sexual orientation, genetic characteristics, age, sexual affiliation, race, color, language, religion, political choice, social origin, disability, family status or responsibility, affiliation or trade union activity, or any other characteristic protected by applicable laws and regulations .
We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.