Senior Analyst - KYC

Permanent contract|Chennai|Banking operations processing

Senior Analyst - KYC

Chennai, India Permanent contract Banking operations processing


  • Identify AML Category accurately basis documents/ information available
  • Must have knowledge regarding documentation requirements based on the AML category and other specific local and global requirements
  • Perform checks on the profile (like legal entity name, geographic location, nature of business/industry, etc..)
  • Review existing documentation available in client files and evaluate it's applicability
  • Perform public domain search for capturing client information from AML Compliance approved websites and others (i.e.. Lexis/Nexis, Bankers Almanac, company websites, government websites, etc..)
  • Should upload relevant documents and information in Documentum as applicable
  • Perform screening, which includes sanctions, Politically Exposed Person (PEP) and negative news screening using relevant tools to make sure the client has no potential restrictions or negative news activities
  • Possess strong verbal and report writing skills as they are expected to communicate with the sanctions and compliance team in case they are not able to mitigate negative news/hits found
  • They must know what is considered strong and weak criteria while mitigating hits
  • Calculate the risk rating using internal tools available [Financial Crime Risk Calculating Model (FCCR) or KRSM (KYC Risk Scoring Model)] accurately
  • Write memos representing accurate information and relevant documentation for all high risk cases
  • Obtain necessary approvals from the Compliance Audit Committee (CAC) or Senior Management, as applicable
  • Liaise with Business Lines (BL) and Relationship Managers (RM) for missing KYC requirements and collect other mandatory information as prescribed by AML/ OFAC/ Local regulations (eg., US CIP) and guidelines
  • Review and ensure information collated from BLs and RMs is correct and updated
  • Perform background verification on individuals and entities using appropriate tools (i.e., LexisNexis, World Check, Internet tools, etc.)
  • Conduct client due diligence/ enhanced due diligence and enrich review requests for submission to the Quality Check team
  • Maintain a working knowledge of AML/ OFAC/ Local regulations (eg., US CIP) and be able to relate them to SG policies and procedures
  • Update Daily MIS Report and forwarding the same for Management Review
  • Maintain sound working relationships with the BLs, RMs and other stakeholders
  • Should be up to date with the latest policies, procedures and regulations, including global minimum standards and local requirements based on the location of the client
  • Ability to compile email to compliance or sanctions team (if required) reflecting the potential hits found during screening
  • Ability to prioritize work and individual target and route all additional ad-hoc requests from the onshore team to the Cell Manager before taking any action

Meet Internal KPIs - NBO


  • Maintain a minimum of 95.5% of quality for all profiles as per global quality standard requirements (applicable to all functions).
  • Complete review for an average of 2 profiles per day

Profile required

  • Should have completed graduation/post graduation in Commerce/Science.
  • Should have 3-7 years of relevant KYC experience
  • In-depth knowledge in Know Your Customer (KYC) process
  • Familiarity with the principles of risk based KYC, client risk assessment and the products used in a wholesale banking and institutional broker dealer business from all our business groups. (GLFI, CORI, MARK)
  • Should have worked on tools like World check, Lexis Nexis, Microsoft Office, Word, Excel, PowerPoint
  • Ability to work in a cross cultural team across geographical locations and time zones
  • Strong communication skills (oral and written)
  • Ability to demonstrate team spirit, client focus and ownership
  • Investigative abilities and eye for detail
  • Good analytical and problem solving skills

Why join us

“We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status”.

Business insight

At Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.

Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.

If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!

Still hesitating?

You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.

We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Reference: 22000S3P
Entity: SG Global Solution Centre
Starting date: 2023/02/28
Publication date: 2023/01/18