Senior Credit Risk Review Officer

Permanent contract|New York|Audit / Control / Quality

Senior Credit Risk Review Officer

New York, United States Permanent contract Audit / Control / Quality


Senior Credit Risk Auditors are expected to have a high degree of credit knowledge/experience and project management skills in order to meet objectives within a pre-defined scope and timeframe. Senior Credit Risk Auditors should raise the profile of the Audit Department's capabilities and project and promote a professional image throughout SG.

Senior Credit Risk Auditors assume a leadership role in the planning, execution, completion, and communication of credit audit missions. They should be capable of managing large and complex credit audits and should require minimal supervision or oversight given their years of experience and industry/product knowledge. Senior Credit Risk Auditors are expected to take a leadership role in the Audit Department’s continuous monitoring program, stay abreast of industry trends/developments to determine their impact on SG's credit portfolios, and coordinate closely with the business lines and/or resource functions (i.e. Risk and Legal divisions).

Specifically, Senior Credit Risk Auditors:

  • Manage and execute all stages of assigned credit audit missions within a pre-defined timeframe: planning, file review, portfolio analysis, report drafting, and exit meeting
  • Prepare clear and concise worksheets
  • Prepare quality reports assessing the business line’s overall risk profile with a focus on asset quality and credit risk management, performing industry and peer group analysis wherever appropriate
  • Are the primary day-to-day contact with the business line managers during credit audit assignments and generally thereafter for continuous monitoring purposes
  • Ensure business line managers respond directly to the issues that are being raised
  • Ensure relevant parties (i.e. Audit, Risk, Front and Middle Office) are informed, on a timely basis, of significant credit issues arising from the credit audit assignments
  • Follow up on audit recommendations from issued reports and tracked via Audit issue tracking tool
  • Attend assigned Watch List and other portfolio review meetings as part of the continuous monitoring of the credit portfolios
  • Identify opportunities for improving the credit and/or audit process and share ideas with Senior Audit Managers

Profile required


  • Analytical skills:  strong ability to assess credit exposures and portfolio quality, credit risks and /controls.
  • Communication:  strong written and verbal communication skills and the ability to maintain independent but collaborative working relationships with management.
  • Project management - ability to organize work to meet deadlines.  Must be able to multi-task and shift priorities.
  • Cooperation: Involve and collaborate with others; share information; search for win/win solutions; manage conflict.
  • Ability to work independently.


  • Results Orientation: Demonstrates initiative, integrity, creativity.


  • In depth knowledge of financing activities, products, and processes.
  • Expertise in credit risk management and financial analysis.
  • Good working knowledge of Internal Audit principles, methodologies, and tools.


  • Senior level credit risk review experience role in a wide variety of business and products lines, or relevant experience in a credit risk management related role.
  • Experience with corporate credit and derivative exposures in relevant industry sectors (e.g. Asset Securitization, Commodity, Leveraged, Oil and Gas, Mining, Project Finance and Asset Finance type transactions).


  • Commercial underwriting or Asset Recovery experience


  • Undergraduate degree in accounting, finance or related field


  • MBA or equivalent 
  • CFA or other relevant certificates

Business insight

The Inspection and Group Audit Division (IGAD) represents Societe Generale’s independent internal audit function, comprised of over 1200 professionals covering SG’s global businesses and services in over 80 countries. The SG Internal Audit Americas (SGIAA) Department within IGAD is a group of about 80 professionals, based in New York, New Jersey, San Paulo and Bangalore, who are responsible for assessing SG’s multiple businesses in the Americas region.

SGIAA Department is looking to complement the team with driven individuals, who enjoy working in a fast-paced environment, are innovative and prepared to generate new ideas and “go the extra-mile” in achieving a common goal. Joining SGIAA will give you a unique opportunity to not only work on audit missions, but also to participate in department-wide projects aimed at transforming the team to the best in class. For those who succeed, future opportunities include career growth within/outside department, including international mobility.

We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Reference: 22000MZI
Starting date: 2022/09/29
Publication date: 2022/08/02