KYC/AML ASSOCIATE

As a KYC/AML Associate within Bernstein SG’s Client Onboarding team, you will support the firm’s global client onboarding programme, systems and controls. You will conduct customer due diligence and risk assessments, maintain accurate client information and referential records, and coordinate with internal stakeholders to help ensure that clients are appropriately managed throughout onboarding and periodic review processes in line with applicable KYC, AML, sanctions and financial crime requirements.

Your main responsibilities will include:

·       Complete KYC/AML onboarding requests for new clients across relevant global business areas.

·       Complete client reassessments and periodic KYC/AML reviews, ensuring that information and documentation are complete, accurate and current.

·       Conduct customer due diligence and risk assessments in support of anti-money laundering, sanctions and financial crime compliance requirements.

·       Identify potential KYC, AML, sanctions or financial crime risks and escalate material issues through the appropriate channels.

·       Act as a central coordinator across Sales, Trading, Operations, IT, Compliance, Risk, Legal, ESG and Connectivity teams.

·       Work with stakeholders across EMEA, the Americas, India and APAC to support onboarding delivery and strategic change initiatives.

·       Liaise with client-facing teams to obtain the information and documentation required for new onboarding requests and periodic reviews.

·       Align activities with Société Générale platforms, procedures and permitted KYC policies, while maintaining accurate client referential records.

·       Perform daily reconciliations and contribute to internal projects, process improvements and transformation initiatives.

·       Comply with all applicable risk, regulatory and internal policy obligations, including relevant conduct standards and the Société Générale Group Code of Conduct.

·       Undertake additional duties as required.

·       Experience in client onboarding, KYC/AML, customer due diligence, compliance operations or a related financial-services environment is strongly preferred.

·       Knowledge of KYC/AML requirements, financial crime risks and the client onboarding lifecycle; knowledge of financial markets would be advantageous.

·       Strong written and verbal communication skills, with confidence when interacting with stakeholders at different levels and across multiple regions.

·       High attention to detail and accuracy when reviewing client information, documentation and system records.

·       Strong analytical and problem-solving capability, including the ability to identify issues and escalate risks appropriately.

·       Ability to manage multiple priorities, deadlines and a high-volume email and case workload in a fast-paced environment.

·       Strong organisational, coordination and stakeholder-management skills across business, operations, technology, compliance, risk and legal teams.

·       Ability to work independently on day-to-day deliverables while contributing effectively within a team and seeking management input for strategic, higher-risk or organisational matters.

·       Resilience, adaptability and sound judgement, with a commitment to high ethical and professional standards.

·       Strong Excel skills and good digital fluency; familiarity with Microsoft Copilot would be advantageous.

·       Ability to identify manual, repetitive or error-prone tasks and contribute to practical process, control and workflow improvements.

·       Understanding of confidentiality, information security, data handling and access controls when processing client information.

Société Générale Global Solution Centre Morocco (SG GSC Morocco) is a subsidiary of the Société Générale Group and forms part of its international network of Global Solution Centres. Based in Morocco, with a presence in Abidjan, it provides operational, business and technology expertise to support several of the Group’s business lines and their transformation.

SG GSC Morocco brings together financial, operational and technology capabilities across the value chain, supporting Société Générale’s international Corporate and Investment Banking activities as well as Retail Banking activities in Africa. It offers an international and collaborative working environment focused on professional development, continuous learning, innovation and mobility.

Within this framework, SG GSC Morocco hosts teams that provide dedicated services to Bernstein SG.

Bernstein SG is a joint venture between AllianceBernstein and Société Générale. It combines high-quality independent equity research with cash equity execution services for institutional clients across North America, Europe and Asia-Pacific.

The Client Onboarding team manages the firm’s onboarding programme, systems and controls, associated client referential systems, and coordination with Compliance and Legal to support adherence to applicable policies and regulations governing KYC risk.

The successful candidate will be employed by SG GSC Morocco and fully dedicated to supporting Bernstein SG. The role will work with client-facing and control functions across EMEA, the Americas, India and APAC, contributing directly to global client onboarding, periodic reviews, referential-data quality and financial crime risk management.

The KYC/AML Associate will operate with day-to-day autonomy on assigned deliverables and active liaison with management as appropriate. Management input will be required for strategic, higher-risk and organisational matters.

The information collected on this website is processed for the purpose of meeting the recruitment needs of SG GSC Morocco. This data is processed by the company’s internal departments. In accordance with Law No. 09-08, promulgated by Dahir No. 1-09-15 of 18 February 2009, concerning the protection of individuals with regard to the processing of personal data, you have the right to access and rectify your personal information. You may exercise these rights by contacting donnees-personnelles.gsc.morocco@sgcib.com. You may also object, on legitimate grounds, to the processing of your personal data. This data may be transferred abroad. These processing activities have been notified to and authorised by the CNDP under the following numbers: A-RH-239/2019 and T-RH-119/2019.