Associate, Credit Portfolio Management – M/F/D

Permanent contract|Warsaw|Risks

Associate, Credit Portfolio Management – M/F/D

  • Warsaw, Poland
  • Permanent contract
  • Risks


Credit Portfolio Management is managing Global Banking and Advisory division’s loan book across three regions to increase balance sheet velocity and to implement a capital light model. Credit Risk Management team is a specialized squad responsible for overseeing the risk for projects within eight diverse business areas: Power, Infrastructure, Mining, Oil & Gas Reserve Base Finance, Leverage Finance, TMT, and Real Estate. As an Associate, you will join this international team and manage a portfolio of your own.

Tasks and responsibilities:

  • Conducting detailed periodic credit reviews, assessing country, market and environmental risk
  • Managing various amendments/waivers to portfolio transactions and preparing additional items to loan documentation
  • Producing insightful research papers and identifying industry trends and running sensitivity analysis on financial forecasts and models
  • Correcting and updating transactions where necessary
  • Managing RWA parameters of transactions and ensuring correct system input
  • Updating internal project ratings and monitoring covenants
  • Analyzing historical financial statements and reporting on project progress or performance
  • Liaising with various departments and external contracts

Profile required

Studies & experience:

  • Experience in credit risk analysis or structured finance

Language skills:

  • Fluency in English, enjoy using it daily

Technical, operational & Soft skills:

  • Knowledge of at least some of the following business areas: Power, Infrastructure, Mining, Oil & Gas Reserve Base Finance, Leverage Finance, TMT, and Real Estate
  • Attention to detail and analytical skills
  • Focus on quality and excellence
  • Adaptability
  • Thrive in changing environments
  • Collaborative and easily build team relationships

Why join us

Société Générale Poland is a multi-category bank offering every employee the possibility to have several careers in a professional career path. Internal mobility and training are two core areas we focus on, in a dynamic, prosperous and evolving context.


  • Work in a pleasant atmosphere, in a brand new central-Warsaw office, as part of an international team
  • Active role in an international structure and opportunity for development
  • Access to learning platforms and language courses
  • Employment contract and stability
  • Competitive salary based on seniority and skills
  • Support in quick adaptation with the company
  • Extraordinary health package with extensive dental care
  • Hybrid work (2 or 3 days per week) and one time bonus to equip your home office
  • Even more benefits, such as meal allowance, holiday fund, sport card and insurance, just to name a few

*Please be informed that we will be accepting only resumes in English.

Business insight

At Société Générale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.

Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.

If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!

Still hesitating?

You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved

We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Reference: 24000GMJ
Entity: SG CIB
Starting date: 2024/09/01
Publication date: 2024/06/18