Fraud Correspondent

Permanent contract|Rueil-Malmaison|Compliance

Fraud Correspondent

ALD Automotive
  • Rueil-Malmaison, France
  • Permanent contract
  • Compliance


Ayvens is creating a leading global player in sustainable mobility.

To contribute to Ayvens’ sustainable growth and profitable business, the Central LOD1 NFR & Compliance team has been created to provide an efficient and proportionate framework to enable the 1st Line of Defense to adequately identify, mitigate and monitor their non-financial risks on a day-to-day basis.

The LOD1 NFR & Compliance team also develop a continuous improvement process for the overall framework to ensure it remains fit for purpose overtime.

Within Ayvens, the Central LOD1 NFR & Compliance team oversee the global implementation, coordination, steering, and animation of (i) the identification and monitoring of operational risks (OR) and (ii) the Level 1 control framework that mitigates such risks. They are responsible for advising and supporting the Business and LOD1 managers who are ultimately accountable for the proper monitoring and mitigation of the operational risks of their activities. They aim at ensuring that the level of operational risks remain within the framework of Ayvens’ risk appetite statement.

The Operational Risks team mainly ensure that all the frameworks and their supportive IT applications used for the identification and the monitoring of operational risks are up and running and in line with the Ayvens policies in all concerned entities.

The main frameworks cover (i) Outsourced Services (ii) New Product & significant changes (iii) RCSA (iv) Incidents & Losses (v) Business Continuity Management (vii) KRIs and last but not least (viii) Internal & External Fraud

The main mission of the fraud correspondent will be to identify fraud incidents and patterns that are specific to Ayvens’ activities and businesses, so as to define corrective and preventive measures at BU level and to follow-up on the local deployment. Also, to support Ayvens’ entities address their Fraud Risks and to ensure a global monitoring at BU level, the Fraud coordinator will:

  • Contribute to drafting and deploying norms within Ayvens
  • Prepare operational procedures to ensure consistency across the entities
  • Enable the enhancement of anti-fraud control devices (fraud detection, by-design anti-fraud mechanisms, 1st level controls, KRI’s…)
  • Contributes to the animation of the global LOD1 NFR & Compliance community to raise awareness, expertise, ensure the cohesion of the global framework and the alignment with the Ayvens’ methodology.
  • Act as Fraud Risk expert for Ayvens Holding together with the dedicated Operational Risk Manager (Eg. Formal assessment of fraud risk in RCSA, RAMOS and MyNPSC)
  • Contribute to the Central LOD1 committees and reports: ICCC, NPSC, OS committees, Culture & Conduct Dashboard….
  • Act as Fraud Risk expert for Ayvens Holding together with the dedicated Operational Risk Manager (Eg. Formal assessment of fraud risk in RCSA, RAMOS and MyNPSC)


  • Interact with the various stakeholders in Ayvens and in SG Group:
    • LOD1 Functional owners and business experts,
    • IT Risk Manager,
    • Data office team
    • Central LOD1 NFR 1st level controls team,
    • Ayvens’ Compliance and HR departments,
    •  Ayvens’ Culture & Conduct Correspondent,
    • Ayvens’ NFR LOD2,
    • SG RISQ/NFR Fraud Supervisor,
    • SG LOD3,
    • Other BU’s Fraud specialists

Profile required

  • Autonomy, ability to make decisions, rigor.
  •  Integrity, exemplarity
  • Coordination, animation, convincing and motivating skills
  • Analyzing skills
  • Capacity and motivation to work with data
  • Advanced usage of Excel is mandatory, VBA is a plus
  • Fluent English required (French or Dutch would be a plus)

Location: Reuil-Malmaison or Amsterdam

Business insight

With 15,700 employees worldwide and over 60 years of experience, Ayvens provides full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals and private individuals. We benefit from an extensive geographical coverage through direct presence in 44 countries and an additional 16 countries thanks to commercial alliances, including our strategic alliance in North America with Wheels.

Our partnership expertise has been developed through a pioneering white label partnership program and has expanded our customer base through diversified distribution channels. This “partnering DNA” has enabled us to forge partnerships with more than 200 car manufacturers, banks and insurers, energy suppliers and mobility platforms, helping our partners to diversify their mobility offerings, from operational leasing to fully integrated digital leasing options, and further extend the reach of our mobility expertise and services.

When our used vehicles reach the end of their leasing cycle, we market and sell them primarily through ALD Carmarket, our market leading global auction and online vehicle sales platform, or through one of the 51 showrooms we manage across 20 countries.

We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

Reference: 24000GJ2
Entity: ALD Automotive
Starting date: immediate
Publication date: 2024/07/05