Investment Banking Associate – Commercial Real Estate Loan Syndication

• Successfully effectuate sell-down syndications of commercial real estate term loans via assignment to targeted lender participants
• Collaborate with originators and underwriters to provide market guidance on participant lender appetite, market pricing thresholds, and loan structure to maximize liquidity and profitability of sell-down positions. 
• Work with balance sheet and CMBS deal teams to prepare documents, such as underwriting memorandums, loan marketing materials, and other necessary documentation for syndication efforts.  
• Monitor feedback from potential lender participants, respond to investor questions in a clear and concise manner, and provide necessary diligence materials to assist in the participant lender underwriting efforts.
• Maintain and expand relationship database of bank and non-bank lenders to better understand each respective lender's asset and risk appetite, pricing hurdles, and required loan structuring.
• Manage all data files including syndication deal pipeline, market deal tracker, and investor data base.
• Perform on site property inspections including the gathering of comparable property and market data to analyze the long-term viability and liquidity of a particular asset for future syndications to participate lenders.
• Attend client engagements, industry events, and conferences as a representative of the bank.
• The candidate must know and comply with all regulations, rules, procedures, internal and external applicable in the context of its function and follow the compulsory training.
   

DIVISION DESCRIPTION:

• DCS/DIS helps clients by creating innovative, tailor-made commercial real estate financing and distribution strategies providing the best possible execution for our clients. Through an integrated platform combining origination, structuring and syndication, optimized solutions are tailored to match the specific needs of each respective client.

• DCS/DIS sets pricing, structuring, and distribution strategy for all commercial real estate term loans originated in the United States. ABP/DIS is responsible for (i) pitching, in tandem with the origination team, commercial real estate term loan financings for key clients of the bank with the goal of winning the mandate and arranging the financing on either an underwritten or best efforts basis, (ii) provide guidance on market terms (pricing, tenor, structure, etc), (iii) provide market liquidity analysis on mandates, (iv) securing internal approvals, and (iii) managing all phases of loan syndication and the distribution process.

  
  

  Must Have:

  
  

• Strong communication, presentation, writing, and research skills

• Self-motivated, excellent problem-solving skills and detail-oriented

• Ability to excel in a fast-paced, pressure-oriented environment and deliver under tight deadlines

• Years of Experience: 2-5

• Education: Undergraduate degree

• Language(s) English

  
  

  Nice to Have:

  
  
• Credit-oriented mindset with an understanding of various commercial real estate property types and their respective risk profiles  
• Capacity to analyze and interpret complex commercial real estate financial structures, legal documentation, and financial statements
• Applicable knowledge of Microsoft Office with an emphasis on Excel
• Working knowledge of commercial real estate bank underwriting guidelines and regulatory framework
• Finance degrees, with concentration in real estate preferred
  
   

Societe Generale is committed to offering an inclusive recruitment experience to all candidates. If you require any reasonable accommodations during the recruitment process, please do not hesitate to let our Recruiters know.

OUR CULTURE: 
At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)

D&I: 
Our Diversity & Inclusion Mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients.
Our Diversity & Inclusion Vision:

• Engaged workforce that is demographically diverse in a way that reflects the communities in which we operate
• Inclusive culture and workplace that recognizes employees' unique needs and utilizes their diverse talents
• Engage our community and marketplace, and position the organization to meet the needs of all its clients

For more information about our D&I initiatives, please visit this link (https://americas.societegenerale.com/en/societe-generale-about/diversity-and-inclusion/)

HYBRID WORK ENVIRONMENT:
Societe Generale offers a hybrid work arrangement that offers employees the flexibility to work remotely, as well as on-site, in order to promote interaction and collaboration with colleagues while adhering to all SG standard protocols.  Hybrid work arrangements vary based on business area.  The applicable business lines will determine and communicate the work arrangements that best meet their business needs.

COMPENSATION:
Base salary range does not include overtime pay, bonus and/or other benefits, where applicable. Actual base salary offer will vary based on skills and experience. The role is eligible for an annual discretionary bonus and includes a competitive benefits package including 401(k) plan with company match, medical/dental/vision, and other benefits for fertility, wellness, student loans and commuters.