Responsibilities
Mission:
As a Credit Analyst, you will be in charge of the assigned portfolio of corporate clients.
Tasks and responsibilities:
- Preparation of the credit applications (such as annual reviews/interim credit requests/credit opinions) according to company guidelines and procedures
- Writing a clear and concise credit analysis based on a general study of the counterparty and an understanding of the proposed transaction (nature of the line, maturity, amount)
- Checking the compliance of the credit request with the existing company policies
- Commenting on the terms and conditions as appropriate (structure, amount, collateral, credit matters defined in the legal documentation)
- Issuing an autonomous credit opinion and giving a relevant recommendation
- Launching credit applications in company electronic tool for signatures and collecting the appropriate sign-offs
- Obligor ratings assignment and uploading in company tool
- Monitoring of assigned credit portfolio
- Reporting to onsite and other stakeholders
- Participating in regular operational review calls and updates with Frankurt Team
Profile required
Studies & experience:
- Economic background (University degree)
- 3-5 years of experience in credit analysis
Language skills:
- Strong written and oral skills both in English
- Knowledge of German would be a plus
Technical, operational & Soft skills:
- Understanding of banking products and terminology
- Ability to familiarize yourself quickly and work with the Bank’s systems and IT tools
- Ability to work with distant management and teams
- Ability to work with multiple interlocutors from various business units
- Good analytical skills
- Flexibility & very good organization of work and time management
- Responsibility, commitment, result driven and quality-oriented way of working
- Strong cooperation skills
- Team spirit
Why join us
Société Générale Poland is a multi-category bank offering every employee the possibility to have several careers in a professional career path. Internal mobility and training are two core areas we focus on, in a dynamic, prosperous and evolving context.
WE OFFER:
- Work in a pleasant atmosphere
- Employment contract
- Work in an international structure and opportunity for development
- Attractive remuneration
- Benefit package including extensive health package with dental care, hybrid work opportunity, meal allowance, holiday fund and many more
Business insight
At Société Générale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.
Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.
If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!
Still hesitating?
You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.
We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.