Trainee, Credit Portfolio Management

Société Générale Global Banking and Advisory (GLBA) combines recognized wholesale coverage with world-class product, financing and advisory expertise within one team, enabling us to best support our clients.

GLBA is organized around:

• Origination: encompassing the Financing, Investment Banking and Coverage teams, and a Sustainable and Positive Impact Finance Solutions team, all with a very strong sectoral alignment.

• Distribution: a joint team between GLBA and Markets, leveraging the strengths of both Business Units to help distribution efforts at scale. It combines Advisory, Structuring and Financing, Syndication, Credit Trading and Credit Sales.

• Credit Portfolio Management, actively managing risks and resources, ensuring compliance with ESG commitments and proposing best-in-class, digital and data-driven portfolio management.

Credit Portfolio Management (CPM) actively manages GLBA's loan book across the three regions with the objective of enhancing capital stewardship through resource optimization and disciplined portfolio management, to increase balance sheet velocity and implement a capital-light model.

CPM is a risk taker entity and manages the books along three verticals: Corporates IG & NIG, Real Assets & Infrastructure, and Financial Assets & Insurance. A sectoral focus across the three verticals such as energy, infrastructure, telecom media & technology, industries, commercial real estate or transportation further ensures full alignment and a 360° credit vision.

You will be an integral part of the Real Assets & Infrastructure team, and you will support Credit Analysts in their day-to-day activities, which revolve around the management of a broad array of events linked to transactions within their assigned credit portfolios, and include:

• Conducting detailed periodic credit reviews, analyzing historical financial statements and reporting on project progress and performance

• Managing various credit events related to the transaction lifecycle, such as waivers and amendments, facility renewals, refinancings, and restructurings, as / if applicable

• Monitoring RWA parameters of portfolio transactions, ensuring correct system input in relation to a variety of financial and project-specific data, and liaising with various departments and external contacts regarding a variety of topics

• Supporting Portfolio Managers in the execution of Secondary Sales and other Credit Distribution initiatives, as / if applicable

• Performing administrative and operational tasks in relation to the assigned credit portfolio, and participating in ad-hoc projects and initiatives as requested

You will be most successful in the role if:

• You are interested in and want to learn more about credit analysis and structured finance, specifically within areas such as Energy, Infrastructure, TMT, and Real Estate

• You are committed and analytical, with a professional conduct focused on quality and excellence

• You speak English fluently and are comfortable using it daily

• You adapt easily to a changing environment, and enjoy building positive relationships with other team members

Studies & Experience

• Student status is required for the entire duration of the internship (preferably in Finance, Banking, Economics, or related fields)

• Interest in the banking industry and in debt financing solutions

Your future with Societe Generale will include:

• An interesting and responsible internship at an international financial institution

• The opportunity to learn from experienced professionals about the specifics of banking operational processes.

• Flexibility of working hours as per the studies schedule

• Hybrid work in a pleasant atmosphere, dynamic and challenging environment

• Contract of mandate with attractive remuneration

*Please be informed that we will be accepting only resumes in English.

At Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.

Your first professional steps are important, and we’re here to provide the best environment for you to show your potential and gain the experience you need. Interns at Societe Generale enjoy a special place in their teams and enjoy a nurturing environment where they can prove themselves. Working with experts, you’ll take part in stimulating projects and build your experience while being accompanied every step of the way.

Internships, work-study contracts, and the V.I.E (International Corporate Volunteers) are excellent pathways towards joining us permanently!

If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!

Still hesitating?
91% of our interns and V.I.E (International Corporate Volunteers) employees recommend Societe Generale and almost 50% stay with us to build their career.

We are an equal opportunities employer, and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organization, or any other characteristic that could be subject to discrimination.