V.I.E. ALM Officer

You will join the ALM & Treasury team within the Finance department of Société Générale Luxembourg.
The team is responsible for:

Monitoring and managing structural interest rate risk (IRRBB)
Steering liquidity risk and regulatory ratios (LCR, NSFR)
Managing foreign exchange structural exposures
Defining and maintaining ALM models and assumptions

As a V.I.E., you will play an active role in monitoring the balance sheet, analyzing risk indicators, and improving internal tools and processes..

Your main missions will include:

Risk Monitoring & Reporting

• Monitor daily and monthly liquidity indicators (LCR, NSFR, liquidity gap)
• Track interest rate risk metrics (EVE, NII sensitivity)
• Analyze structural FX exposures
• Contribute to internal dashboards and management reports

 ALM Analysis

• Perform quantitative analyses on balance sheet evolution and risk drivers    

• Participate in the interpretation of stress scenarios and sensitivities

• Support preparation of materials for ALCO committees

  Models & Methodologies

• Review existing ALM models (behavioural models, replication portfolios, etc.)  

• Contribute to the development and enhancement of new modelling approaches

• Ensure consistency with Group methodologies and regulatory expectations

Hedging & Strategy

• Assist in defining hedging strategies (interest rate and liquidity)

• Evaluate hedging efficiency and impact on the balance sheet

Projects & Continuous Improvement

• Take part in transverse projects (tools improvement, regulatory changes, data quality) 

• Contribute to automation initiatives (Excel/VBA/Python if applicable)

• Help optimize ALM production processes

  
  
  

A questionnaire will be provided to you in order to check your VIE (Société Générale and Business France) eligibility. For an efficient analysis of your application, please make sure to truthfully answer all the questions.  

Please note that it is mandatory to provide us a formal proof of your M2 diploma validation before the assignment start date. No VIE mission will start without this document. *Grade sheets are not accepted as justification of diploma.

PLEASE NOTE that since this program is primarily an international development program, candidates cannot apply to a VIE assignment in their own country of citizenship.

To facilitate the examination of your application by our English-speaking managers, we thank you for applying in English.

Studies & experience:

• Master’s degree (Business School, Engineering School, or University), Specialization in Finance, Economics, Mathematics or Quantitative fields

• A first experience (internship/apprenticeship) in Finance, ALM, Risk or Treasury is a strong plus

  
  

Language skills:

• Fluent in English (mandatory), French is a plus

Technical, operational & soft skills:

• Strong understanding of financial concepts (rates, liquidity, banking balance sheet)

• Good command of Excel (mandatory)

• Knowledge of VBA, Python, or data tools is a plus

• Familiarity with ALM indicators (LCR, NSFR, IRRBB) is appreciated

• Analytical mindset and attention to detail
• Strong communication and presentation skills
• Proactive, curious, and willing to learn
• Ability to work in an international environment
   

The VIE assignment in a nutshell

This VIE in Luxembourg is to begin as soon as possible, but you need to plan 3 months between your application date and the beginning of your VIE assignment. It will last 12 months.

The VIE is a specific contract, under Business France’s eligibility criteria, opened to candidates under 28 and from the member states of the European Economic Space. For further information (including your financial indemnities), please see Mon VIE-VIA Business France.

As soon as you arrive, you will be integrated into our teams and will learn every day alongside our experts, who will support you in your tasks. Gradually, you will become more independent in your projects, making this experience a real career accelerator. You will also discover all the diversity of our businesses, in a sector that is constantly evolving and innovating.

At the end of your VIE, various opportunities could be offered to you, in France and abroad.

At Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.

Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.

If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!

Still hesitating?

You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.