V.I.E. Credit Analyst

• Disciplined and active portfolio management of Global Finance and Advisory ("GLBA") books across APAC region, best-in-class risk management and contributor to operational efficiency
• Enhance stewardship of scarce resources, liquidity and capital   
• Close interaction with business line and syndication teams to facilitate client business development.
• Close interaction with partners in particular Credit, Finance, Compliance and Operations.  
• In line with the Group CSR Ambitions, fully embed the GLBA ESG strategy in the day-to-day management of the business and monitor ESG commitments & trajectories

Responsibilities:

Credit Risk and Portfolio Management

• Performing detailed annual/semi-annual/quarterly credit reviews
• Prepare and process waivers and amendments to loan documentation
• Analyse historical financial statements
• Report on the construction progress or operating performance of the assets financed
• Run sensitivity analysis on financial forecasts and models
• Managing data and portfolio reporting
• Identify industry trends
• Assess country, market and environmental risk
• Liaise with other departments within the bank (front office, back office, credit risk etc.) as well as external contacts (borrowers, other banks, advisers i.e. legal, technical, valuers and insurance.)

Culture and Conduct, Compliance

• By identifying and managing conduct risks and incidents and systematically processing their root causes, so as to prevent them happening in the future
• By ensuring that deadlines (including for mandatory trainings, controls performance or regulatory recommendations) are met and that mandatory tasks are of high quality
• By adhering to GLBA and compliance policies and procedures, and when interacting with external partners/vendors, customers, and colleagues

A questionnaire will be provided to you in order to check your VIE (Société Générale and Business France) eligibility. For an efficient analysis of your application, please make sure to truthfully answer all the questions.  

Please note that it is mandatory to provide us a formal proof of your M2 diploma validation before the assignment start date. No VIE mission will start without this document. *Grade sheets are not accepted as justification of diploma.

PLEASE NOTE that since this program is primarily an international development program, candidates cannot apply to a VIE assignment in their own country of citizenship.

To facilitate the examination of your application by our English-speaking managers, we thank you for applying in English.

Studies & experience:

• Graduate with a Master degree in Finance/Economics/Accounting

• A previous experience in energy, metals & mining, infrastructure and real estate sectors/or exposures to credit analysis would be appreciated

Language skills:

• Fluent English (B2-C1)

Technical, operational & Soft skills:

• Good communication and presentation skills

• Proficient/Good command of MS Office

  
  

The VIE assignment in a nutshell
This VIE in Hong Kong is to begin as soon as possible, but you need to plan 3 months between your application date and the beginning of your VIE assignment. It will last 12 months.

The VIE is a specific contract, under Business France’s eligibility criteria, opened to candidates under 28 and from the member states of the European Economic Space. For further information (including your financial indemnities), please see Mon VIE-VIA Business France.

As soon as you arrive, you will be integrated into our teams and will learn every day alongside our experts, who will support you in your tasks. Gradually, you will become more independent in your projects, making this experience a real career accelerator. You will also discover all the diversity of our businesses, in a sector that is constantly evolving and innovating.

At the end of your VIE, various opportunities could be offered to you, in Hong Kong and abroad.

At Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.

Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.

If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!

Still hesitating?

You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.