V.I.E. Junior Credit Analyst

Within Société Générale Corporate and Investmentbanking you will join as a VIE the Financial Crime Unit Department in Frankfurt.

The local Financial Crime team supports all business units in the Frankfurt branch (> 500 employees) regarding Financial crime risks, such as AML/CTF, Sanctions & Embargo and Anti Bribery & Corruption.

Business units covered are as follows: Global Banking and Advisory (GLBA), Global Markets (MARK), Global Transactions & Payment Services (GTPS) and Securities Services (SGSS).

You will  be responsible for the credit management and monitoring of a portfolio of Corporate clients:

• Preparation of corporate counterparty credit analysis to include (but not limited to) industry dynamics, business profile, management strategy, financial position and projections, including non-standard situations e.g. weak borrower or security structure, new client, highly structured facility
• Proposal of Corporate Counterparty Credit Ratings
• Participation to “Watchlist” discussions and provision of recommendations in connection with clients within the portfolio
• Review of credit applications received from overseas branches and subsidiaries seeking approval for exposure to local subsidiaries of clients of Corporate Coverage teams
• Preparation of credit memoranda in connection with breaches/amendment of covenants, general facility amendments and excess requests
• Liaison with the relevant business line (or Corporate Coverage team) & Group Legal in connection with the preparation of ISDA and other documentation
• Administration of the credit process and follow up of conditions of approval
• Participation in administrative tasks
   

A questionnaire will be provided to you in order to check your VIE (Société Générale and Business France) eligibility. For an efficient analysis of your application, please make sure to truthfully answer all the questions.

Please note that it is mandatory to communicate us a formal proof of your M2 diploma validation at least 2 weeks before the assignment start. No VIE mission will start without this document. *Grade sheets are not accepted as justification of diploma.

PLEASE NOTE that since this program is primarily an international development program, candidates cannot apply to a VIE assignment in their own country of citizenship.

To facilitate the examination of your application by our English-speaking managers, we thank you for applying in English.

Studies & experience:

• Graduate with a Master degree from Business/Engineering School or University with a specialization in Finance
• A previous experience in compliance (e.g. KYC, S&E, AML) or project management would be appreciated

Language skills:

• Fluent in English with excellent writting skills
• German language skills are an advantage

Operational, technical & soft skills:

• Strong writing and research skills as well as attention to detailGood communication and presentation skills
• Proficient/Good command of MS Office, Outlook, Word, PowerPoint proficiency

The VIE assignment in a nutshell

This VIE in Germany is to begin as soon as possible, but you need to plan 3 months between your application date and the beginning of your VIE assignment. It will last 18 months.

The VIE is a specific contract, under Business France’s eligibility criteria, opened to candidates under 28 and from the member states of the European Economic Space. For further information (including your financial indemnities), please see Mon VIE-VIA Business France.

As soon as you arrive, you will be integrated into our teams and will learn every day alongside our experts, who will support you in your tasks. Gradually, you will become more independent in your projects, making this experience a real career accelerator. You will also discover all the diversity of our businesses, in a sector that is constantly evolving and innovating.

At the end of your VIE, various opportunities could be offered to you, in Germany and abroad.

At Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.

Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.

If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!

Still hesitating?

You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.