Senior Risk Officer

Senior Risk Officer (SG Americas Operational Services LLC, New York, NY)
Assess and monitor risk in lending and trading activities; Produce and contribute to key Senior
Management reports and to the Quarterly Portfolio with the Federal Reserve Bank; Actively participate in
the implementation of new regulatory rules; Analyze and monitor the credit quality of the loan portfolio;
communicate on the evolution of the risk portfolio; identify drivers of risks and emerging risks; assess the
cost of risk requirements; Conduct credit portfolio analysis by using key Credit and Counterparty Credit
Risk metrics including (i) Business Environment metrics, (ii) Risk profile metrics inclusive of stress test,
replacement risk and debtor risk, and (iii) Risk Management Effectiveness metrics; Perform ad hoc
portfolio analysis by using appropriate risk metrics and focused on a specific activity sector or risk factor
driven by the economic and geo-political environment; Develop data-oriented analysis and reports,
improving loan portfolio risk assessment and monitoring; Perform portfolio risk assessment by identifying
potential new risk factors and to assess materiality of all risk factors; Conduct the annual campaigns on
Risk Appetite Statement (RAS), Key Risk Indicators (KRI) and Risk Identification and Assessment
analysis, reviewing the metrics identified as RAS and KRI metrics based on the risk taxonomy of the US
portfolio, and assess the different monitoring thresholds; Perform and implement necessary controls to
enhance the quality of portfolio analysis, including but not limited to the quarterly Legal Lending Limit
control, the monthly Concordance Table Control, the Rating Validation control, etc; Work with the Data
Management Office in assessing the data quality of credit risk data and contribute to the process of
addressing various data quality issues; Coordinate key Credit Risk related committees and interactions
with internal and external auditors and regulators; Promote cooperation across Support Functions and
Business Lines; Ensure accuracy and up to date Credit Risk policies and procedures with SG Group
Guidance and Code, with all Law Rules and Regulations guidance including Supervision and Regulation
letters; Participate in defined projects or transversal initiatives locally and globally, either as a subject
matter expert for Credit Risk, or as a project manager; Contribute to the enhancement of Credit Risk
applications and databases including but not limited to the watch list application, the credit approval
platform, the credit exposure platform, the asset recovery database, the credit dashboard, etc; Implement
changes driven by strategic and/or organizational projects for a better integration of the department within
local and global Risk framework; Enhance credit risk processes through automation and gain efficiencies
through use of available technologies and collaborative tools; Manage junior resources and ensure tasks
and responsibilities are executed in a timely manner with high quality of execution and accuracy, in
compliance with regulations and SG policies; and Promote a working environment where junior team
members can strive and develop their skills making them future risk officers for the bank. Telecommuting
permitted 2 days per week. When not telecommuting, must report to SG Americas Operational Services,
LLC, 245 Park Ave. New York, NY 10167. Salary: $160,597 - $240,000 per year

MINIMUM REQUIREMENTS: Master's degree or U.S. equivalent in Mathematics, Engineering, Finance,
or a related field plus 2 years of professional experience as a Financial Analyst, Risk Analyst, or any
occupation/position/job title involving risk monitoring and management for a global financial institution.
Must also have the following: 2 years of professional experience in Credit Risk metrics analysis including
EBITDA, DSCR, Leveraged Ratio, RWA, CVaR, PD and LGD; 2 years of professional experience utilizing
Quantitative Finance, Stochastical calculus, statistical analysis, numerical techniques and Linear algebra,
and mathematical and statistical models for portfolio risk analysis, including Herfindahl–Hirschman Index,
Value at Risk and Stress Test models; 2 years of professional experience on regulatory requirements, on
Law Rules and Regulations frameworks, on Cost Of Risk computation and analysis under IFRS9 and
FASB regulations; 2 years of professional experience designing, developing, and evaluating predictive
learning models, and implementing scalable Machine Learning solutions with strong understanding on AI
design, database structure, restitution tools via ETL and Dashboarding (PowerBi); and 2 years of
professional experience analyzing business data to identify key drivers of the risk profile of the US
Portfolio and to optimize processes identifying issues and designing technical solutions to improve risk
management efficiency utilizing coding language including SQL and PYTHON.

  LINK TO EMPLOYEE REFERRAL PROGRAM: Incentives offered through the firm's Employee Referral Program are applicable to this position.  For more information, please visit our "Employee Referral Program" link in the Human Resources section of our intranet under the Talent Management tab at: http://entrenet.us.world.socgen/support_groups/human_resources/talent_management/employee_referral_program.html

Societe Generale is committed to offering an inclusive recruitment experience to all candidates. If you require any reasonable accommodations during the recruitment process, please do not hesitate to let our Recruiters know.

OUR CULTURE: 
At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)

D&I: 
Our Diversity & Inclusion Mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients.
Our Diversity & Inclusion Vision:

• Engaged workforce that is demographically diverse in a way that reflects the communities in which we operate
• Inclusive culture and workplace that recognizes employees' unique needs and utilizes their diverse talents
• Engage our community and marketplace, and position the organization to meet the needs of all its clients

For more information about our D&I initiatives, please visit this link (https://americas.societegenerale.com/en/societe-generale-about/diversity-and-inclusion/)

HYBRID WORK ENVIRONMENT:
Societe Generale offers a hybrid work arrangement that offers employees the flexibility to work remotely, as well as on-site, in order to promote interaction and collaboration with colleagues while adhering to all SG standard protocols.  Hybrid work arrangements vary based on business area.  The applicable business lines will determine and communicate the work arrangements that best meet their business needs.

COMPENSATION:
Base salary range does not include overtime pay, bonus and/or other benefits, where applicable. Actual base salary offer will vary based on skills and experience. The role is eligible for an annual discretionary bonus and includes a competitive benefits package including 401(k) plan with company match, medical/dental/vision, and other benefits for fertility, wellness, student loans and commuters.