Investment Banking Associate - Structured Finance and Leasing

Structured Solutions & Leasing (SSL) develops, originates and executes highly innovative structured banking products for clients or for SG itself. The nature of the transactions executed by SSL are varied but typically address a specific requirement of the client or SG (being fiscal, regulatory or accounting requirement) as follows:

Asset backed financing including the following

• Lease financing of real estate and various types of equipment
• Other asset-based financing
• Tax equity/ Investment Tax Credits and Production Tax Credits (solar, wind, etc…)
• Inventory and other structured receivables financing
• Hybrid capital (preferred equity, minority interest, etc.) financing
• Transportation asset financing (focused on railcars, vehicles, containers, etc.)
• Acquisition of leasing companies and leasing assets 
• Financing or hedging transactions that provide an attractive financing cost/regulatory efficiency
• Structuring M&A to increase efficiency on pre- or post-tax basis as appropriate 
• Implementing efficient tools to manage client cash positions including in emerging markets
• Transactions to enhance regulatory efficiency (financial institutions, insurance companies)

SSL has a specific business model based on a « one team » approach for all products & jurisdictions.

• Contribute to sustaining and expanding the SSL franchise through supporting the development and origination of transactions for clients and, where relevant, SG’s own position. 
• Helping to ensure compliance with the SSL governance process including in relation to transaction execution
• Represent SSL in internal dialogues to promote the SSL franchise 
  
  • Support development of product solutions for clients and, where appropriate SG’s own position, consistent with the SSL perimeter.
  • Support origination of transactions for the SSL perimeter in co-ordination with other SG business lines as appropriate.
  • To undertake or assist in the execution of SSL transactions consistent with the SSL perimeter.  
  • To help enhance the SSL franchise in line with GLBA’s and SG Group’s strategy and priorities

Technical:

• Ability to support the lead originators in originating, leading and assisting in the execution of structured finance transactions including legal documentation, risk, and financial modelling aspects.  
• Understanding of the risk concepts (conduct, reputational, financial, etc.) underlying the governance process for SSL, GLBA, and the SG Group.
• Understanding of concepts underlying structured finance transactions including in a cross-border context.  This may relate to specific areas such as tax-based or leasing, asset-backed financing, or more general areas of structured finance, including tax, accounting, and regulatory capital considerations.
• Understanding of origination concepts in relation structured finance transactions across a range of client sectors and for SG’s own position where appropriate.  

Behavioral:

• Client orientation - demonstrate appropriate standard of behavior for dealing with clients.  
• Innovation – understanding of the basic concepts for development of new solutions and products in line with the SSL perimeter and strategy.
• Team spirit – experience of working with people with diverse, international backgrounds and leading teams, where appropriate.
• Commitment – ability to manage self in prioritizing tasks and managing competing deadlines.
• Communication skills – ability to communicate internally within SG and to external advisers as appropriate. 
• Responsibility – demonstrate the appropriate standard of conduct in relation to governance and compliance issues in line with the SSL governance, the SG Group Values, Code of Conduct, and other applicable rules & regulations. 

Societe Generale is committed to offering an inclusive recruitment experience to all candidates. If you require any reasonable accommodations during the recruitment process, please do not hesitate to let our Recruiters know.

OUR CULTURE: 
At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)

D&I: 
Our Diversity & Inclusion Mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients.
Our Diversity & Inclusion Vision:

• Engaged workforce that is demographically diverse in a way that reflects the communities in which we operate
• Inclusive culture and workplace that recognizes employees' unique needs and utilizes their diverse talents
• Engage our community and marketplace, and position the organization to meet the needs of all its clients

For more information about our D&I initiatives, please visit this link (https://americas.societegenerale.com/en/societe-generale-about/diversity-and-inclusion/)

HYBRID WORK ENVIRONMENT:
Societe Generale offers a hybrid work arrangement that offers employees the flexibility to work remotely, as well as on-site, in order to promote interaction and collaboration with colleagues while adhering to all SG standard protocols.  Hybrid work arrangements vary based on business area.  The applicable business lines will determine and communicate the work arrangements that best meet their business needs.

COMPENSATION:
Base salary range does not include overtime pay, bonus and/or other benefits, where applicable. Actual base salary offer will vary based on skills and experience. The role is eligible for an annual discretionary bonus and includes a competitive benefits package including 401(k) plan with company match, medical/dental/vision, and other benefits for fertility, wellness, student loans and commuters.