Business Analyst - Credit Risk

• Perform Business Analyst activities in the teams of CFT/CRE in GSC IN for BU/SUs: MCR
• Demonstrate advance level of functional and domain expertise.
• Seamless coordination with key stakeholders on functional domains and partnering with POs to create Synergy.
• Align & implement CFT & CFT/CRE OKRs, as applicable, thereby realizing global CFT, GSC CF & GSC goals.
• Create a detailed business analysis by outlining problems, opportunities, and solutions.
• Accurate and consistent delivery of committed artifacts by being attentive to detail and adhering to agile development methodologies.
• Develop new testing scenarios by enhancing the efficiency of existing processes.
• Optimize the existing business processes by meeting expectations of stakeholders.
• Provide L3 functional support to application end users and production support teams.
• Ensure adequate documentation of delivered artefacts.
• Define project catalogue in coordination with stakeholders for upcoming Production releases.
• Promote a culture of Agility, Client centricity, Efficiency, Commitment & Innovation with an Open mindset.
• Drive, contribute efficiencies & continuous improvement initiatives; monitor progress & taking appropriate actions when required.
• Lead, participate to global CFT/CRE Transformation programs.
• Ideate, seek & collate feedback on GSC and/or CFT/CRE strategy from team members, biz partners, stakeholders; Convert them into actions and communicate the same
• Demonstrate equality when dealing with peers, managers, team members & other stakeholders .
• Ensure realization of CSR related objectives that includes diversity, citizenship programs, CSR by design by engaging teams.
• Embody culture of ‘OneCFT’ & be a model to promote it amongst peers, staff & stakeholders at large.
• Effective interpersonal skills in a multi-cultural team environment .
• Strong stakeholder engagement & influencing skills in a matrix organization.
• Strong analytical skills with an eye for detail, process & change management capabilities.
• Agility in thinking & actions
• Strong negotiation, verbal, written & presentation skills.
• Ability to mentor & groom .
• Self-starter & self-motivated with the ability to work independently and with a team of peers .
• Energetic & mature
• Demonstrated functional knowledge and expertise in the domain.
• Proven analytical and problem-solving skills.
• Knowledge of SQL and Change & Release Management processes.
• Clear and concise communication skills.
• Collaborate with stakeholders.

• Profile
  - Candidate should have 6+ years of experience as Credit Risk Business Analyst
  - Expertise in Key regulations like BASEL II/III, IFRS9, CRR2
  - Effective communication and good interpretation skills
  - Should have knowledge on SQL for the data analysis
  - Understanding of test life cycle
  - Understanding and working on Agile methodology is good to have
  - Added advantage if CFA or FRM certified
  Domain - Credit Risk:
  - Understanding Credit Risk Models and Metrics: PD, LGD, RWA, ECL etc.
  - Should worked on Key regulations like BASEL, IFRS 9, CRR2, CRR3, Large Exposure etc.
  - Credit Risk: Calculation, Reporting, Data Management, Modelling.
  - Key Terms: Credit Risk, Country risk, Counterparty risk, rating process, defaulting etc.
  IT Business Analyst:
  - Understating Business requirements (BRD)
  - Converting BRD to FSD
  - Able to work with developers to implement these requirements in the system
  - validate the requirements and get the sign off.
  SQL:
  - Able to write the basic queries for data retrieval using SQL functions, joins etc.
  Testing:
  - Should have clear idea of test life cycle
  - Good if worked on automated tools.
  Agile:
  - Able to understand the agile methodology and follow all the agile practices (Grooming, prioritization, planning, demo, etc.)
  - Able to manage the production (24/7)

“We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status”

At Société Générale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious. Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating, and taking action are part of our DNA. If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!

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