KYC Analyst

ABOUT THE JOB:

Global Banking Technology & Operations (GBTO) delivers day-to-day services to Global Banking & Investor Solutions (GBIS) Business Units and their clients.  With IT & Operations teams working side by side under the same leadership, the goal of GBTO is to meet the evolving needs of its clients and market requirements, as well as anticipate technological advances to accelerate and support the transformation of GBIS activities. GBTO is at the very heart of this technological and operational challenge.

The Client Lifecycle and Digital Group (CLD) acts as a transversal client group for all B2B clients and is in charge of operations and IT associated with the full Client Lifecycle including onboarding, reviews and offboarding. Our mandate is to enforce client intelligence on wholesale clients, by developing our broad client knowledge (referential, KYC, regulatory data, etc.). This relationship is rooted in a simplified, differentiated experience for our clients and employees, and in the assurance of a permanent commitment over the client’s entire lifecycle and interactions with our department.

CLD is responsible for implementing and assuring consistent application of SG’s local and global KYC policies and procedures, FATCA and any other regulatory requirements associated with onboarding a new client and performing annual periodic reviews of existing clients. Specifically, the CLD department is charged with reviewing all new client requests and determining the required documentation to fulfill regulatory and SG’s requirements.

What will be your DAY-TO-DAY?

Your main responsibilities include, but are not limited to, the following:

• Maintain a thorough understanding of AML and OFAC regulations, as well as Société Générale’s policies and procedures.
• Foster strong working relationships with business lines and the AML Compliance team.
• Escalate issues to senior management and stakeholders as needed.
• Apply SGUS Know Your Customer (KYC) Procedures to assigned accounts.
• Perform Initial, Customer, and Enhanced Due Diligence (IDD/CDD/EDD), including screening, for assigned clients.
• Verify the accuracy of information and documentation provided by various business lines.
• Uphold high standards of quality and productivity while producing detailed, high-quality KYC memos.

Skills and Qualifications:

Must Have: 

• Minimum of 3 years of experience in the Financial Services industry in a KYC or AML capacity.
• Ability to apply principles of risk-based KYC, client risk assessment and the products used in a wholesale banking and institutional broker dealer business.
• Proficiency in Microsoft Office, Word, Excel, PowerPoint.
• Knowledge of internal systems and tools required to perform relevant responsibilities.
• Strong written and oral communication skills.
• Ability to partner with various departments and business lines.
• Strong time management skills and the ability to work well under pressure.
• An inquisitive nature and ability to spot issues, address conflicts and escalate issues when needed.
• Strong organization skills and ability to work independently.
• Strong analytical skills and ability to convey results of analysis in well written proposals.

Nice to Have:

• ACAMS.
• Proficiency in Spanish and/or Portuguese. 

Education: Bachelor’s degree in business, economics, or any finance related subject.

Languages: French, English

Ability to communicate in English, both orally and in writing, is a requirement as the person in this position will need to collaborate regularly with colleagues and partners in the United States.

Due to US Federal Securities law applying to this position, candidates who will apply for this position will be required to submit to an enhanced background screening, including the collection of their fingerprints by a third-party vendor selected by the Financial Industry Regulatory Authority (“FINRA”).

OUR BENEFITS:

WHAT WE DO DIFFERENTLY AT SOCIÉTÉ GÉNÉRALE

Competitive compensation & benefits offering, including but not limited to:

• Minimum of 20 Vacation days + 4 personal days 
  • Supportive Maternity, paternity, parental and adoption leave policy 
  • Health spending ($2,000/year) and personal spending ($1,000/year) accounts with 75+ eligible reimbursement categories (health, training, electronics etc.)

Fully sponsored virtual healthcare assistance and Employee Assistance Program to you and your immediate family

Various Employee Resource Groups (ERG) to engage with such as Pride and Allies, American Women Network, Black Leadership Network, One planet, etc.

• A culture of continuous development by encouraging our employees various training programs (online training and coaching platform such as Coursera, GoFluent, Pluralsight, First Finance, and others)

Societe Generale is committed to offering an inclusive recruitment experience to all candidates. If you require any reasonable accommodations during the recruitment process, please do not hesitate to let our Recruiters know.

OUR CULTURE: 
At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)

D&I: 
Our Diversity & Inclusion Mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients.
Our Diversity & Inclusion Vision:

• Engaged workforce that is demographically diverse in a way that reflects the communities in which we operate
• Inclusive culture and workplace that recognizes employees' unique needs and utilizes their diverse talents
• Engage our community and marketplace, and position the organization to meet the needs of all its clients

For more information about our D&I initiatives, please visit this link (https://americas.societegenerale.com/en/societe-generale-about/diversity-and-inclusion/)

HYBRID WORK ENVIRONMENT:
Societe Generale offers a hybrid work arrangement that offers employees the flexibility to work remotely, as well as on-site, in order to promote interaction and collaboration with colleagues while adhering to all SG standard protocols.  Hybrid work arrangements vary based on business area.  The applicable business lines will determine and communicate the work arrangements that best meet their business needs.